Southwestern Electric Cooperative customers, Illinois · Loan
Energy Resource Conservation (ERC) Loans (Southwestern Electric Cooperative)
Run by Southwestern Electric Cooperative
Southwestern Electric offers low-cost Energy Resource Conservation loans for energy-efficiency projects, including geothermal systems, in existing homes served by the co-op.
Amounts
How much you get
Loan amount, rate and term aren't published on the page; they come with the application.
Eligibility
Do I qualify?
You need to meet all 2 of these.
Southwestern Electric Cooperative member receiving service at the home.
Member in good standing receiving co-op electric service at the primary residence.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Download the ERC loan application (energy conservation or geothermal).
- Submit it to Southwestern Electric.
- Complete the project once the loan is approved.
Questions about applying800-637-8667
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Energy Resource Conservation (ERC) Loans (Southwestern Electric Cooperative) pay?
Amount not published. Loan amount, rate and term aren't published on the page; they come with the application.
Do I need to be a Southwestern Electric Cooperative customer?
Yes. It’s only for homes in Southwestern Electric Cooperative customers, Illinois. See Do I qualify for the details.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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