Yuma, Arizona · Loan
Residential Rehabilitation Program (City of Yuma)
Run by City of Yuma Neighborhood Services
The City of Yuma repairs major home systems, including heating and air conditioning, plumbing, electrical and roofs, for income-eligible homeowners with a non-performing loan that becomes a grant if they keep living in the home.
Amounts
How much you get
Repairs paid with a non-performing (forgivable) loan secured by a lien that becomes a grant after the loan term; the term depends on how much is spent. The page gives no maximum.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Yuma, Arizona.
HUD income limits effective June 1, 2026: $44,700 (1 person), $51,100 (2), $57,500 (3), $63,850 (4), $69,000 (5), $74,100 (6).
People in your home Income at or below 1 $44,700 2 $51,100 3 $57,500 4 $63,850 5 $69,000 6 $74,100 Homeowners living in the home; it must stay owner-occupied for the whole loan term, with a city lien on the property and yearly loan servicing documents.
Inside City of Yuma limits.
Pools, garages, fences, sprinklers and other luxury items aren't repaired.
Equipment
What equipment counts
Applying
How to apply
You apply online.
- Create an account and submit a pre-application on the city's Neighborly portal.
- The city reviews income for everyone in the household.
- Sign the non-performing loan and lien; the repairs are made.
- Stay in the home and send yearly loan servicing documents until the loan becomes a grant.
Questions about applying928-373-5187 or NeighborhoodServices@Yumaaz.gov
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Residential Rehabilitation Program (City of Yuma) pay?
Repairs paid with a non-performing (forgivable) loan secured by a lien that becomes a grant after the loan term; the term depends on how much is spent. The page gives no maximum.
Is there an income limit?
HUD income limits effective June 1, 2026: $44,700 (1 person), $51,100 (2), $57,500 (3), $63,850 (4), $69,000 (5), $74,100 (6).
Do renters qualify?
Homeowners living in the home; it must stay owner-occupied for the whole loan term, with a city lien on the property and yearly loan servicing documents.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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