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Pulaski, Arkansas · Loan

Limited Home Repair Program (City of Little Rock)

Run by City of Little Rock Community Development Division

Little Rock homeowners who are 62 or older or disabled, with low income, can get a forgivable loan of up to $34,999, paid to the contractor, to make the home's roof, heating, plumbing and electrical systems serviceable. The lien is released after five years if you still own and live in the home.

Open Checked Oct 27, 2026
Apply before you buy or install anything.Purchases made first don't qualify.

Amounts

How much you get

A deferred-payment forgivable loan of up to $34,999, paid to the lowest responsible contractor (never to the homeowner). It's secured by a five-year lien that is released if you keep owning and living in the home.

Eligibility

Do I qualify?

You need to meet all 5 of these.

  • Your home is in Pulaski, Arkansas.

  • The homeowner must be 62 or older, or disabled.

  • Income must not exceed the program guidelines (CDBG programs serve households at or below 80% of area median income). The page links a HOME income limits document but doesn't state the dollar limits.

  • You must own the home and have lived in it as your primary residence for the past 12 months.

  • The repairs must be able to make the roof, heating, plumbing and electrical serviceable for five years; if not, no loan is made.

Applying

How to apply

You apply online. Get approved before you buy anything.

  1. Fill out the Home Repair Assistance Questionnaire.

    Online or as a PDF. It asks your age, income, household size, whether you own the home and have insurance, and the help you need (roof, plumbing, electrical, HVAC).

    Go to littlerock.gov

  2. The city reviews eligibility and the work needed.
  3. The city pays the lowest responsible contractor to do the repairs.
  4. Keep owning and living in the home for five years.

    The lien is then released.

Forms and instructionsCommunity Development - City of Little Rock

Questions about applying501-371-6825

Your address

Next steps

Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.

FAQ

Questions

How much does Limited Home Repair Program (City of Little Rock) pay?

$34,999.

Is there an income limit?

Income must not exceed the program guidelines (CDBG programs serve households at or below 80% of area median income). The page links a HOME income limits document but doesn't state the dollar limits.

Do renters qualify?

You must own the home and have lived in it as your primary residence for the past 12 months.

Do I need approval before I buy?

Yes. Apply before you buy or install anything; purchases made first don’t qualify.

Is it still available?

Yes. It was open when we last checked, on October 27, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Community Development - City of Little Rocklittlerock.gov · Read Oct 27, 2026 · Re-checked weekly
  2. Home Repair Assistance Questionnaire - City of Little Rocklittlerock.gov · Read Oct 27, 2026 · Re-checked monthly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

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