City of Rock Hill Utilities customers, South Carolina · Loan
SmartChoice Heat Pump Loan (City of Rock Hill)
Run by City of Rock Hill Utilities (SmartChoice)
Rock Hill electric customers can finance an electric heat pump installation at 6% interest for up to 60 months, subject to loan approval.
Amounts
How much you get
Financing at 6% interest for a maximum of 60 months; the page gives no loan cap.
Eligibility
Do I qualify?
You need to meet all 4 of these.
Rock Hill residential electric customer.
The heat pump or electric water heater must have a Load Management Device.
What to doHave a Load Management Device installed on the water heater or heat pump.
A mechanical building permit is required for the installation.
What to doGet a mechanical building permit before installing.
Pending loan application approval.
Equipment
What equipment counts
Applying
How to apply
You apply by phone.
- Call 803-325-2640 or download the SmartChoice Heat Pump Loan Application.
- Get loan approval.
- Install the heat pump with a Load Management Device and a mechanical permit.
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does SmartChoice Heat Pump Loan (City of Rock Hill) pay?
Financing at 6% interest for a maximum of 60 months; the page gives no loan cap.
Do I need to be a City of Rock Hill Utilities customer?
Yes. It’s only for homes in City of Rock Hill Utilities customers, South Carolina. See Do I qualify for the details.
Do I need approval before I buy?
A mechanical building permit is required for the installation. Get a mechanical building permit before installing.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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