Duke Energy Kentucky customers, Kentucky · Rebate
Smart $aver Rebates: HVAC, Insulation, Duct Sealing and Heat Pump Water Heater (Duke Energy Kentucky)
Run by Duke Energy Kentucky
Duke Energy Kentucky customers get rebates, paid as a prepaid Mastercard or digital Mastercard, when a Smart $aver participating contractor installs a qualifying heat pump or central AC (up to $800), smart thermostat ($65), attic insulation and air sealing ($250), duct sealing ($100) or ENERGY STAR heat pump water heater ($350).
Amounts
How much you get
Amounts depend on the measure. The amount depends on which of these fits your install.
| What you install | You get |
|---|---|
| 15.2 SEER2 or higher: early replacement $300 (replace on failure: n/a)Central air conditioner | N/A |
| 15.2 SEER2 and 7.5 HSPF2: $300 replace on failure, $600 early replacementAir-source heat pump | N/A |
| 16 SEER2 and 7.5 HSPF2: $400 replace on failure, $700 early replacementAir-source heat pump | N/A |
| 17 SEER2 or higher and 7.5 HSPF2: $500 replace on failure, $800 early replacementAir-source heat pump | N/A |
| Conditioning at least 1,000 sq. ft.), 18 SEER2 and 9.0 HSPF2: $500 replace on failure, $800 early replacementMini or multi split (ducted or non-ducted | N/A |
| Baseboard or radiant heating to an air-source heat pump or mini/multi split, 15.2 SEER2 and 7.5 HSPF2: $800 either wayConversion of electric furnace | N/A |
| 19 EER2 full load or higher: $500 replace on failure, $800 early replacementGeothermal heat pump | N/A |
| Smart thermostat installed with qualifying HVAC equipment: $65 | N/A |
Eligibility
Do I qualify?
You need to meet all 5 of these, plus one that applies only in some cases.
Residential customer of Duke Energy Kentucky on a residential electric rate.
Single-family home, condominium, townhome or duplex (attic insulation and sealing). The water heater rebate also lists multi-family and mobile homes on permanent foundations.
HVAC equipment must be AHRI certified with ECM motors and meet the SEER2/HSPF2 (or EER2) tier in the table. Program-specific duct sealing is required with central AC, air-source heat pump and geothermal replacements.
Water heater must be an ENERGY STAR certified heat pump (hybrid) model with a UEF of at least 3.3. Standard electric, standard gas and tankless water heaters do not qualify.
Attic must sit above at least 1,000 square feet of conditioned living space, existing insulation must be R-19 or below and be improved to at least R-30, and home leakage must improve by at least 5%.
- Only in some cases
Only Smart $aver participating contractors can perform work that qualifies. The contractor submits the application.
What to doPick a participating contractor through Find it Duke (finditduke.duke-energy.com). Smart $aver: Home Improvement Rebate Program (Duke Energy, Kentucky) Get a quote from a contractor
Equipment
What equipment counts
The program sets these minimums for heat pumps, furnaces, ac and thermostats, water heaters and insulation and air sealing.
- Heat pumps
Air-source heat pump 15.2 SEER2 or higher and 7.5 HSPF2 or higher, AHRI certified with ECM motor.
- Central air conditioners
Central air conditioner 15.2 SEER2 or higher, AHRI certified with ECM motor.
- Heat pump water heaters
ENERGY STAR certified, UEF of at least 3.3.
- Insulation
Existing attic insulation R-19 or below, improved to at least R-30.
Applying
How to apply
Your contractor applies for you. Contractor submits within 60 days after the work is completed.
- Choose your project and find a participating contractor.
Use Find it Duke to connect with a Smart $aver participating contractor.
- Contractor does the work.
HVAC, water heater, attic insulation and air sealing, or duct sealing. The system must be installed and operable first.
- Contractor submits the rebate application.
Within 60 days after the work is completed.
- Receive your rebate.
A physical prepaid Mastercard or a digital Mastercard for your mobile wallet.
Forms and instructionsDuke Energy Kentucky electric tariff, Sheet No. 104 (Residential Smart $aver Energy Efficient Residences Program) · Smart $aver: Heat Pump Water Heater (Duke Energy, Kentucky) · Smart $aver: Insulate and Seal (Duke Energy, Kentucky)
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Smart $aver Rebates: HVAC, Insulation, Duct Sealing and Heat Pump Water Heater (Duke Energy Kentucky) pay?
Up to $800 back.
Do I need to be a Duke Energy Kentucky customer?
Yes. It’s only for homes in Duke Energy Kentucky customers, Kentucky. See Do I qualify for the details.
Do I have to use a contractor?
Yes. Only Smart $aver participating contractors can perform work that qualifies.
What’s the deadline?
No fixed deadline. Apply any time while it’s open.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
- SEER2 and EER2
- Cooling efficiency ratings on the model’s spec sheet. Higher is better.
- HSPF2
- A heat pump’s heating efficiency rating. Higher is better.
- UEF
- A water heater’s efficiency rating. Higher is better.
References
Sources
This page is built from these official pages, run by the program itself.
- Duke Energy Kentucky electric tariff, Sheet No. 104 (Residential Smart $aver Energy Efficient Residences Program)
- Smart $aver: Home Improvement Rebate Program (Duke Energy, Kentucky)
- Smart $aver: Heat Pump Water Heater (Duke Energy, Kentucky)
- Smart $aver: Insulate and Seal (Duke Energy, Kentucky)
When one of these pages changes, we re-check this page against it.
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