Johnson, Kansas · Loan
Olathe Home Rehabilitation Deferred Loan Program
Run by City of Olathe Housing Services
Olathe gives income-eligible homeowners an interest-free, 0% deferred loan for major home repairs, from $5,000 up to $40,000 if the home has enough equity.
Amounts
How much you get
0% deferred loan of at least $5,000 and up to $40,000, if the homeowner has enough equity and total debt after the rehab doesn't exceed 125% of the appraised value. Nothing is paid back until the property is sold, the title transfers, or it stops being a primary residence (deferred).
Eligibility
Do I qualify?
You need to meet all 4 of these.
Your home is in Johnson, Kansas.
You must own the home and live in it as your primary residence (no rentals).
Annual gross household income can't exceed the city's limit for your household size, from $62,400 for one person to $117,650 for eight or more.
People in your home Income at or below 1 $62,400 2 $71,300 3 $80,200 4 $89,100 5 $96,250 6 $103,400 7 $110,500 8 $117,650 Property insurance, real estate taxes and any mortgage payments must be current.
What to doBring taxes and mortgage payments current and carry property insurance before applying.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Read the policies and complete the application.
Download the Home Rehab Loan Program Policies and Application from the Housing Rehabilitation page.
- Contact Olathe Housing Services.
Olathe Housing Services, 17300 W 119th St., Bldg. 2, Olathe, KS 66061. The page doesn't say how to submit.
Forms and instructionsCity of Olathe: Home Rehabilitation Loan Program policies and application
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Olathe Home Rehabilitation Deferred Loan Program pay?
Up to $40,000 loan.
Is there an income limit?
Annual gross household income can't exceed the city's limit for your household size, from $62,400 for one person to $117,650 for eight or more.
Do renters qualify?
You must own the home and live in it as your primary residence (no rentals).
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- Housing Rehabilitation - City of Olathe
- City of Olathe: Home Rehabilitation Loan Program policies and application
When one of these pages changes, we re-check this page against it.
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