Evergy Kansas Central and Evergy Kansas South and Kansas customers, Kansas · Loan
Home Efficiency Financing (Evergy Kansas)
Run by Evergy
Moderate-income Evergy Kansas customers in single-family homes can finance a high-efficiency HVAC upgrade at 0% interest with no credit check, repaid on the Evergy bill over up to 15 years, after any Evergy rebate is applied.
Amounts
How much you get
0% interest on-bill financing with no fees, repaid over up to 15 years. The annual charge can be no more than 95% of the estimated annual bill savings, so the amount financed depends on the projected savings; any rebate is subtracted first, and the customer pays any remaining cost upfront to the contractor.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Kansas residential customer on a generally available Evergy residential rate.
Moderate income, 201-300% of the federal poverty level. Customers in qualifying census blocks qualify automatically; others self-attest. No income documents or credit check. Households at or below 200% may choose this instead of the free weatherization program after signing an acknowledgment.
A single-family home with an existing forced-air heating and cooling system.
Owners or renters; if you rent, the property owner must sign an Owner's Agreement and accept a Property Notice Form filed with the county.
What to doAsk your landlord to sign Evergy's Owner's Agreement.
You must use an active Evergy authorized trade ally in the Kansas Whole Home Efficiency Program.
What to doFind a participating contractor with Evergy's Find a Contractor tool (findprovider.evergy.com). Evergy Kansas Home Efficiency Financing Customer Addendum (07/2026) Get a quote from a contractor
Equipment
What equipment counts
Applying
How to apply
Your contractor applies for you.
- Estimate your financing with the Home Efficiency Financing calculator.
Needs your Evergy account number and ZIP code.
- Work with a participating Evergy contractor.
The program implementer prepares a Financing Offer from a cost analysis.
- Sign the Financing Offer and have the HVAC upgrade installed.
Rebates are applied first; pay any amount not covered by 95% of projected savings to the contractor.
- Pay the monthly charge on your Evergy bill.
Billing starts about 30 days after the upgrade is verified, for up to 15 years; you can pay off early.
Forms and instructionsEvergy: Home Efficiency Financing (Kansas) · Evergy Kansas Home Efficiency Financing Customer Addendum (07/2026)
Stacking
Use it with
Evergy's Kansas heating and cooling rebate is applied first and reduces the amount financed.
Evergy Kansas Central and Evergy Kansas South and Kansas customers, Kansas
Heating and Cooling Rebates (Evergy Kansas)
Up to $1,000 back
Evergy Kansas customers can get $400 to $1,000 back when an Evergy authorized contractor installs a qualifying high-efficiency central air conditioner, air source or ground source heat pump, or $150 for a heat pump mini-split. The contractor applies for you.
Checked Oct 28, 2026
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Home Efficiency Financing (Evergy Kansas) pay?
0% interest on-bill financing with no fees, repaid over up to 15 years. The annual charge can be no more than 95% of the estimated annual bill savings, so the amount financed depends on the projected savings; any rebate is subtracted first, and the customer pays any remaining cost upfront to the contractor.
Do I need to be a Evergy Kansas Central, Evergy Kansas South or Kansas customer?
Yes. It’s only for homes in Evergy Kansas Central and Evergy Kansas South and Kansas customers, Kansas. See Do I qualify for the details.
Is there an income limit?
Moderate income, 201-300% of the federal poverty level. Customers in qualifying census blocks qualify automatically; others self-attest. No income documents or credit check. Households at or below 200% may choose this instead of the free weatherization program after signing an acknowledgment.
Do renters qualify?
Owners or renters; if you rent, the property owner must sign an Owner's Agreement and accept a Property Notice Form filed with the county. Ask your landlord to sign Evergy's Owner's Agreement.
Do I have to use a contractor?
Yes. You must use an active Evergy authorized trade ally in the Kansas Whole Home Efficiency Program.
Can I combine it with other rebates?
Yes, with Heating and Cooling Rebates (Evergy Kansas). See Use it with.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Does the financing follow me if I move?
No. Repayment stays with the home, and the next customer at that address pays the monthly charge.
Is there a credit check?
No. There is no credit check and no separate financing account; payments are added to your Evergy bill.
Plain words
Words used on this page
- Federal poverty level
- An income line set each year by the federal government, by household size.
References
Sources
This page is built from these official pages, run by the program itself.
- Evergy: Home Efficiency Financing (Kansas)
- Evergy Kansas Home Efficiency Financing Customer Addendum (07/2026)
When one of these pages changes, we re-check this page against it.
Nearby
More in Kansas
Evergy Kansas Central and Evergy Kansas South and Kansas customers, Kansas
Evergy Thermostat Program (Kansas)
$100
Evergy Kansas customers with central A/C or an electric heat pump can enroll an eligible smart thermostat for a $100 Evergy prepaid Visa, or get a free or discounted thermostat, and let Evergy adjust it during about 20 Energy Savings Events a year.
Checked Oct 28, 2026
Evergy Kansas Central and Evergy Kansas South and Kansas customers, Kansas
Income-Eligible Multi-Family Program (Evergy Kansas)
Amount varies
Owners of income-qualified apartment buildings (three or more units) served by Evergy in Kansas can get free installed efficiency products for tenants plus standard rebates on HVAC, appliances, thermostats, air sealing and insulation, or custom rebates of $0.30 per kWh saved.
Checked Oct 28, 2026
All of Kansas
Weatherization Assistance Program (WAP)
Work done at no cost
Free home energy audit and weatherization (air sealing, insulation, heating and cooling repair or replacement and more) for Kansas homeowners and renters with income up to 200% of the federal poverty level, or who received SSI, TANF or LIEAP.
Checked Oct 28, 2026