Kootenai, Idaho · Grant

Emergency Minor Home Repair & Accessibility Improvement Program (EMRAP, City of Coeur d'Alene)

Run by City of Coeur d'Alene Planning Department, CDBG program

Low-to-moderate income Coeur d'Alene homeowners can get a city grant of up to $5,000 for emergency repairs such as furnaces, water heaters, plumbing and electrical, up to $10,000 for roof repair or replacement, and up to $20,000 to connect a septic system to city sewer or fix failing sewer or water laterals.

Open Checked Oct 27, 2026
Apply before you buy or install anything.Purchases made first don't qualify.

Amounts

How much you get

Grants, first come, first served. The amount depends on which of these fits your install.

What you installYou get
Accessibility improvements, sidewalk repair/replacementEmergency repairsN/A
Roof repair or replacementN/A
Or failing sewer or water lateralsSeptic to city sewer conversionN/A

Eligibility

Do I qualify?

You need to meet all 7 of these.

  • Your home is in Kootenai, Idaho.

  • Total gross household income at or under the plan year 2025 limit ($52,750 for 1 person to $99,400 for 8). The page says limits follow HUD income limits and are updated periodically.

    People in your homeIncome at or below
    1$52,750
    2$60,250
    3$67,800
    4$75,300
    5$81,350
    6$87,350
    7$93,400
    8$99,400
  • Non-income-earning assets may not exceed $35,000 (excluding the home, household furnishings and cars).

  • You must own and live in the home.

  • The home must be a single-unit dwelling.

  • You must have homeowners insurance.

    What to doBuy or keep homeowners insurance on the home before applying.

  • Repairs must correct conditions that threaten health, safety or the soundness of the home. Cosmetic requests and window air conditioners are not considered.

Applying

How to apply

Get approved before you buy anything.

  1. Check the income limits and complete the EMRAP application.

    Include the application checklist page and confirm you read the lead brochure.

  2. Submit the full application to the City's CDBG Grant Administrator for preliminary approval.
  3. Get bids or quotes for the work.
  4. Get final city approval before any construction starts.
  5. Repairs are done, with city building inspections before, during and after construction.

Forms and instructionsEmergency Minor Home Repair (City of Coeur d'Alene) · EMRAP brochure (City of Coeur d'Alene)

Your address

Next steps

Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.

FAQ

Questions

How much does Emergency Minor Home Repair & Accessibility Improvement Program (EMRAP, City of Coeur d'Alene) pay?

Up to $20,000.

Is there an income limit?

Total gross household income at or under the plan year 2025 limit ($52,750 for 1 person to $99,400 for 8). The page says limits follow HUD income limits and are updated periodically.

Do renters qualify?

You must own and live in the home.

Do I need approval before I buy?

Yes. Apply before you buy or install anything; purchases made first don’t qualify. You must have homeowners insurance. Buy or keep homeowners insurance on the home before applying.

Is it still available?

Yes. It was open when we last checked, on October 27, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Emergency Minor Home Repair (City of Coeur d'Alene)cdaid.org · Read Oct 27, 2026 · Re-checked weekly
  2. EMRAP brochure (City of Coeur d'Alene)cdaid.org · Read Oct 27, 2026 · Re-checked monthly
  3. Plan Year 2025 EMRAP Application (City of Coeur d'Alene)cdaid.org · Read Oct 27, 2026 · Re-checked monthly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

Nearby

More in Idaho

  • All of Idaho

    State Energy Loan Program (Idaho OEMR)

    Up to $40,000 loan

    Low-interest loans from the Idaho Governor's Office of Energy and Mineral Resources for insulation, ENERGY STAR appliances, HVAC, lighting, weatherization, solar, wind or geothermal, and windows and doors on single-family homes in Idaho. Choose 3% for 3 years, 5% for 5 years or 7% for 7 years, up to $40,000, with no income limit.

    Checked Oct 27, 2026

  • Idaho Power customers, Idaho

    A/C Cool Credit (Idaho Power)

    Up to $50

    Idaho Power customers with central air or a ducted heat pump earn $5 a month in summer bill credits for letting Idaho Power cycle the A/C or adjust a smart thermostat on a few peak afternoons; new smart thermostat enrollees also get a one-time $50 check.

    Checked Oct 27, 2026

  • Inland Power & Light Company customers, Idaho

    Advanced Smart Thermostat Rebate (Inland Power)

    $150 back

    Inland Power & Light pays $150 for a qualified advanced smart thermostat in a home with an electric forced-air furnace.

    Checked Oct 27, 2026