Kootenai, Idaho · Grant
Emergency Minor Home Repair & Accessibility Improvement Program (EMRAP, City of Coeur d'Alene)
Run by City of Coeur d'Alene Planning Department, CDBG program
Low-to-moderate income Coeur d'Alene homeowners can get a city grant of up to $5,000 for emergency repairs such as furnaces, water heaters, plumbing and electrical, up to $10,000 for roof repair or replacement, and up to $20,000 to connect a septic system to city sewer or fix failing sewer or water laterals.
Amounts
How much you get
Grants, first come, first served. The amount depends on which of these fits your install.
| What you install | You get |
|---|---|
| Accessibility improvements, sidewalk repair/replacementEmergency repairs | N/A |
| Roof repair or replacement | N/A |
| Or failing sewer or water lateralsSeptic to city sewer conversion | N/A |
Eligibility
Do I qualify?
You need to meet all 7 of these.
Your home is in Kootenai, Idaho.
Total gross household income at or under the plan year 2025 limit ($52,750 for 1 person to $99,400 for 8). The page says limits follow HUD income limits and are updated periodically.
People in your home Income at or below 1 $52,750 2 $60,250 3 $67,800 4 $75,300 5 $81,350 6 $87,350 7 $93,400 8 $99,400 Non-income-earning assets may not exceed $35,000 (excluding the home, household furnishings and cars).
You must own and live in the home.
The home must be a single-unit dwelling.
You must have homeowners insurance.
What to doBuy or keep homeowners insurance on the home before applying.
Repairs must correct conditions that threaten health, safety or the soundness of the home. Cosmetic requests and window air conditioners are not considered.
Equipment
What equipment counts
Applying
How to apply
Get approved before you buy anything.
- Check the income limits and complete the EMRAP application.
Include the application checklist page and confirm you read the lead brochure.
- Submit the full application to the City's CDBG Grant Administrator for preliminary approval.
- Get bids or quotes for the work.
- Get final city approval before any construction starts.
- Repairs are done, with city building inspections before, during and after construction.
Forms and instructionsEmergency Minor Home Repair (City of Coeur d'Alene) · EMRAP brochure (City of Coeur d'Alene)
Stacking
Use it with
Your address
Next steps
Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.
Is it available at your address?
Before anything else
Buy or keep homeowners insurance on the home before applying.
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Emergency Minor Home Repair & Accessibility Improvement Program (EMRAP, City of Coeur d'Alene) pay?
Up to $20,000.
Is there an income limit?
Total gross household income at or under the plan year 2025 limit ($52,750 for 1 person to $99,400 for 8). The page says limits follow HUD income limits and are updated periodically.
Do renters qualify?
You must own and live in the home.
Do I need approval before I buy?
Yes. Apply before you buy or install anything; purchases made first don’t qualify. You must have homeowners insurance. Buy or keep homeowners insurance on the home before applying.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- Emergency Minor Home Repair (City of Coeur d'Alene)
- EMRAP brochure (City of Coeur d'Alene)
- Plan Year 2025 EMRAP Application (City of Coeur d'Alene)
When one of these pages changes, we re-check this page against it.
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