Central Georgia EMC customers, Georgia · Loan
PowerUp Energy Efficiency Loan (Central Georgia EMC)
Run by Central Georgia EMC (lender Go Energy Financial)
Central Georgia EMC members can borrow $500 to $25,000 at 9.90% APR through Go Energy Financial for ENERGY STAR heat pumps, insulation, doors, windows, water heaters and solar, installed by a contractor that has signed the co-op's agreement.
Amounts
How much you get
Loans from $500 to $25,000 at 9.90% APR, with the term set by the amount. The amount depends on which of these fits your install.
| What you install | You get |
|---|---|
| 000 at 9.90% APR, up to 36 months$500 to $3 | $3,000 |
| 001 to $7,500 at 9.90% APR, 36 to 60 months$3 | $7,500 |
| 501 to $25,000 at 9.90% APR, 61 to 96 months$7 | $25,000 |
Eligibility
Do I qualify?
You need to meet all 4 of these.
Central Georgia EMC member.
Minimum credit score 650 and income verification.
The contractor must have a signed Master Contractor Agreement with Central Georgia EMC.
What to doUse a contractor from Central Georgia EMC's list, or ask your contractor to sign the co-op's agreement.
Improvements must meet ENERGY STAR criteria.
Equipment
What equipment counts
Applying
How to apply
Get approved before you buy anything.
- Get an estimate from a licensed and insured contractor.
- Apply with Go Energy Financial.
Wait for loan approval before work begins.
- Send Central Georgia EMC the contractor and bid information.
The co-op gives the go-ahead if the equipment meets ENERGY STAR standards.
- Have the work done, then tell Central Georgia EMC.
- Central Georgia EMC inspects; the loan closes electronically up to a week later.
Forms and instructionsCentral Georgia EMC: Contact Us
Questions about applying770-775-7857
Stacking
Use it with
You can get these too.
Central Georgia EMC customers, Georgia
Residential Rebates (Central Georgia EMC)
Up to $400 back
Central Georgia EMC gives a $400 bill credit for an electric heat pump or mini-split ($200 for a mini-split without a switch) and $100 for a 40-gallon-plus electric water heater, when members let it install a load management switch. 2026 installs only.
Checked Oct 27, 2026
Your address
Next steps
Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.
Is it available at your address?
Before anything else
Use a contractor from Central Georgia EMC's list, or ask your contractor to sign the co-op's agreement.
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does PowerUp Energy Efficiency Loan (Central Georgia EMC) pay?
$3,000 to $25,000, depending on what you install. The table under How much you get lists each amount.
Do I need to be a Central Georgia EMC customer?
Yes. It’s only for homes in Central Georgia EMC customers, Georgia. See Do I qualify for the details.
Do I have to use a contractor?
Yes. The contractor must have a signed Master Contractor Agreement with Central Georgia EMC.
Do I need approval before I buy?
Yes. Apply before you buy or install anything; purchases made first don’t qualify.
Can I combine it with other rebates?
Yes, with Residential Rebates (Central Georgia EMC). See Use it with.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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