Amicalola EMC customers, Georgia · Loan
Rural Energy Savings Program Loan (Amicalola EMC)
Run by Amicalola EMC
Amicalola EMC lends up to $10,000 at 2.5% for 7 years, repaid on the electric bill, for air sealing, insulation, windows and doors, heat pump water heaters and 16 SEER HVAC, starting with a free energy audit.
Amounts
How much you get
Up to $10,000 at 2.5% interest over 7 years; payments are added to your electric bill. Starts with a free energy audit.
Eligibility
Do I qualify?
You need to meet all 2 of these.
Qualified residential or commercial Amicalola EMC member.
Credit criteria; the borrower signs a promissory note and a deed to secure the loan.
Equipment
What equipment counts
The program sets these minimums for heat pumps.
- Heat pumps
HVAC systems minimum 16 SEER.
Applying
How to apply
You apply by phone.
- Call 706-253-5200 to request the free energy audit.
- Apply for the loan.
Sign a promissory note and deed to secure the loan.
- Repay on your monthly electric bill.
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Rural Energy Savings Program Loan (Amicalola EMC) pay?
Work done at no cost. Up to $10,000 at 2.5% interest over 7 years; payments are added to your electric bill. Starts with a free energy audit.
Do I need to be a Amicalola EMC customer?
Yes. It’s only for homes in Amicalola EMC customers, Georgia. See Do I qualify for the details.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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