Altamaha EMC customers, Georgia · Loan
PowerUp Energy Efficiency Loan (Altamaha EMC)
Run by Altamaha EMC (lender Go Energy Credit Union)
Altamaha EMC members can finance ENERGY STAR heating and cooling, water heaters, windows, doors, insulation, weatherization and roofs at 9.9% APR through Go Energy Credit Union, with terms of 24 to 84 months.
Amounts
How much you get
Loan amount depends on your project. 9.9% APR, paid by automatic bank draft; for each $1,000 borrowed the estimated payment is $46.12 on a 24-month term, $21.21 on 60 months or $16.56 on 84 months. $65 closing cost; the default rate may be 16.9% APR.
Eligibility
Do I qualify?
You need to meet all 3 of these.
Member of, and receiving electric service from, Altamaha EMC, for a home in Georgia.
Subject to creditworthiness and the credit union's underwriting standards.
Altamaha EMC keeps a list of approved contractors; other contractors may be added if they meet program guidelines.
What to doAsk Altamaha EMC for its approved contractor list. Get a quote from a contractor
Equipment
What equipment counts
Applying
How to apply
You apply online.
- Decide on the improvements and get bids from each contractor.
- Complete the online application.
The credit union usually approves loans in 24 to 48 hours and calls you.
- Have the work done.
- Altamaha EMC verifies the improvements, then the loan closes.
Go Energy Credit Union issues checks to you and your contractor at closing.
Forms and instructionsAltamaha EMC: Contact Us
Questions about applying912-526-8181
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does PowerUp Energy Efficiency Loan (Altamaha EMC) pay?
Loan amount depends on your project. 9.9% APR, paid by automatic bank draft; for each $1,000 borrowed the estimated payment is $46.12 on a 24-month term, $21.21 on 60 months or $16.56 on 84 months. $65 closing cost; the default rate may be 16.9% APR.
Do I need to be a Altamaha EMC customer?
Yes. It’s only for homes in Altamaha EMC customers, Georgia. See Do I qualify for the details.
Do I have to use a contractor?
Yes. Altamaha EMC keeps a list of approved contractors; other contractors may be added if they meet program guidelines.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
Nearby
More in Georgia
All of Georgia
Georgia Energy Investment Fund (GEIF) home energy loans
Up to $50,000 loan
Low-interest loans of $3,000 to $50,000 for home energy efficiency improvements in Georgia, run by GEFA with the National Energy Improvement Fund. Every project includes a home energy assessment; start by filling out NEIF's Request for Energy Assessment form.
Checked Oct 27, 2026
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Home Efficiency Rebates (HER), Georgia's Home Energy Rebates
Up to $16,000
Georgia's whole-home efficiency rebates. A program-approved contractor does an energy assessment and plans upgrades that cut the home's energy use by at least 20%; the rebate covers up to 98% of the cost (up to $16,000) for households under 80% of area median income, and up to 50% (up to $4,000) for everyone else. No income limit.
Checked Oct 27, 2026
All of Georgia
Weatherization Assistance Program (Georgia)
Work done at no cost
Free whole-house weatherization (energy audit, air and duct sealing, insulation, heating and cooling improvements) for Georgia households with income at or below 200% of the federal poverty level, through the community action agency that serves your county. Owners and renters in single-family, manufactured and multifamily homes can apply.
Checked Oct 27, 2026