Mohave County, Arizona · Loan
Owner-Occupied Housing Rehabilitation (Mohave County)
Run by Mohave County Community Services
Low-income Mohave County homeowners can get health and safety repairs, including heating and cooling, water heaters, weatherization and energy-efficiency retrofits, through a 0% deferred loan of up to $50,000 that is forgiven if they keep the home through the lien period.
Amounts
How much you get
Assistance depends on need and funding, up to $50,000, as a 0% interest deferred forgivable loan. A lien stays on the home for 5, 10 or 15 years depending on the cost of the work, and the loan is forgiven if the owner doesn't sell the home during that period.
Eligibility
Do I qualify?
You need to meet all 4 of these.
Your home is in Mohave County, Arizona.
Everyone receiving assistance must be on the deed, and the home must have been your primary residence in Mohave County for at least one year.
Household income at or under the program limit, from $43,200 for one person to $81,450 for eight. Each funding source has its own limits.
People in your home Income at or below 1 $43,200 2 $49,400 3 $55,550 4 $61,700 5 $66,650 6 $71,600 7 $76,550 8 $81,450 Mortgage, property taxes and homeowners insurance must be current. Homes in a flood hazard area or on tribal land aren't eligible.
Equipment
What equipment counts
Applying
How to apply
You apply in person.
- Pick up an application at a Community Services office (Kingman, Bullhead City or Lake Havasu City), or call to have one mailed.
- Return the completed application.
You're placed on the waiting list by the date and time it's received; veterans, elderly, disabled and families with children get preference.
- Prequalification interview.
Staff tell you which documents to bring.
- The county inspects the home and licensed contractors do the work.
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Owner-Occupied Housing Rehabilitation (Mohave County) pay?
Up to $50,000 loan.
Is there an income limit?
Household income at or under the program limit, from $43,200 for one person to $81,450 for eight. Each funding source has its own limits.
Do renters qualify?
Everyone receiving assistance must be on the deed, and the home must have been your primary residence in Mohave County for at least one year.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
Nearby
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Mohave, Arizona
Owner-Occupied Housing Rehabilitation (Bullhead City)
Up to $45,000
Very low- to moderate-income Bullhead City homeowners can get emergency repairs such as heating and cooling (grants up to $15,000) or a fuller rehab (forgivable loans up to $45,000) that includes energy-efficiency upgrades like ENERGY STAR HVAC and windows.
Checked Oct 27, 2026
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Owner-Occupied Housing Rehabilitation (Lake Havasu City)
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Checked Oct 27, 2026
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Income-eligible Arizona homeowners (up to 150% of area median income) can get rebates of up to $14,000 per household for heat pumps, heat pump water heaters and dryers, electric cooking appliances, insulation and electrical upgrades. Since September 1, 2026 rebates only replace existing electric equipment.
Checked Oct 27, 2026