Vermont Gas Systems customers, Vermont · Loan
VGS Weatherization and Equipment Financing (Green Mountain Credit Union)
Run by Vermont Gas Systems (VGS), with lending partner Green Mountain Credit Union
Vermont Gas customers can borrow up to $20,000 at 0% APR over 1-5 years for a weatherization project (5.99% if it also covers heat pumps or other upgrades), or up to $15,000 at 0% for efficient gas equipment, through Green Mountain Credit Union.
Amounts
How much you get
Loans, not grants. The amount depends on which of these fits your install.
| What you install | You get |
|---|---|
| 0% APRWeatherization loan | N/A |
| 5.99% APRWeatherization plus heat pumps or other upgrades | N/A |
| 0% APRNatural gas equipment loan | N/A |
Eligibility
Do I qualify?
You need to meet all 4 of these.
Vermont Gas Systems customers.
Weatherization work must be scoped and done by a BPI-certified contractor, who also signs the loan form.
What to doHire a Building Performance Institute (BPI) certified contractor. Get a quote from a contractor
Equipment loans: the project must be at a Vermont home owned and occupied by the borrower or the borrower's tenant, at a valid VGS account address, installed by a certified natural gas contractor.
Loans are subject to credit approval and available funding from Green Mountain Credit Union.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Get a contractor's scope of work and price quote.
- Complete VGS's loan form (weatherization or equipment) with your contractor.
- Email the form and documents to Green Mountain Credit Union, or mail them to 1250 Shelburne Rd, South Burlington, VT 05403.
- GMCU contacts you when the loan is approved.
Contractor's scope of work or proposal with price quote (equipment make, model and efficiency rating)
Copies of 4 recent pay stubs and W-2s
Your most recent tax bill
Forms and instructions, including for applying by mailVGS Home Weatherization Loan Project Verification Form (2026) · VGS 2026 Natural Gas Home Equipment Loan Information Form · VGS Contact Us
Questions about applying(802) 951-0321 or efficiency@vermontgas.com
Stacking
Use it with
You can get these too.
Vermont Gas Systems customers, Vermont
VGS Home Weatherization Rebates
Up to $10,000 back
Vermont Gas customers who air seal and insulate with a BPI-certified contractor get 50% of project cost back (up to $4,000), 75% (up to $7,000) below 120% of area median income, or 90% (up to $9,500) below 80%.
Checked Oct 26, 2026
Vermont Gas Systems customers, Vermont
Weatherization Repayment Assistance Program (WRAP) for VGS Customers
Up to $20,000 of work at no cost
Moderate-income Vermont Gas customers (below 120% of area median income), owners or renters, can pay for weatherization and heat pumps through a monthly charge on their VGS bill spread over more than 15 years, for projects up to $20,000.
Checked Oct 26, 2026
Vermont Gas Systems customers, Vermont
VGS Residential Equipment Instant Rebates
Up to $800
Vermont Gas customers get instant rebates of $100 to $800 on high-efficiency gas furnaces, boilers, combi boilers and water heaters, plus ventilation, drain water heat recovery and smart thermostats, applied when a licensed gas contractor buys from a participating distributor.
Checked Oct 26, 2026
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does VGS Weatherization and Equipment Financing (Green Mountain Credit Union) pay?
Up to $20,000.
Do I need to be a Vermont Gas Systems customer?
Yes. It’s only for homes in Vermont Gas Systems customers, Vermont. See Do I qualify for the details.
Do renters qualify?
Equipment loans: the project must be at a Vermont home owned and occupied by the borrower or the borrower's tenant, at a valid VGS account address, installed by a certified natural gas contractor.
Do I have to use a contractor?
Yes. Weatherization work must be scoped and done by a BPI-certified contractor, who also signs the loan form.
What’s the deadline?
Apply by December 31, 2026.
Can I combine it with other rebates?
Yes, with VGS Home Weatherization Rebates, Weatherization Repayment Assistance Program (WRAP) for VGS Customers and VGS Residential Equipment Instant Rebates. See Use it with.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- VGS Residential Financing & Rebates
- VGS Home Weatherization Loan Project Verification Form (2026)
- VGS 2026 Natural Gas Home Equipment Loan Information Form
- VGS Contact Us
When one of these pages changes, we re-check this page against it.
Nearby
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Vermont Gas Systems customers, Vermont
Clover Energy by VGS Heat Pump Lease & Purchase
Work done at no cost
VGS's Clover Energy leases heat pump water heaters and centrally ducted heat pumps (for homes with a gas furnace) with no down payment and service included, and applies available state and Burlington Electric rebates to the price.
Checked Oct 26, 2026
Green Mountain Power and Vermont Electric Cooperative and Washington Electric Cooperative and Stowe Electric Department and Hardwick Electric Department and Village of Hyde Park and Village of Jacksonville and Village of Johnson Water & Light Department and Ludlow Electric Light Department and Lyndon Electric Department and Morrisville Water & Light and Barton Village Electric Department and Northfield Electric Department and Village of Orleans Electric Department and Swanton Village Electric Department and Village of Enosburg Falls Water & Light Department customers, Vermont
Efficiency Vermont Air-to-Water Heat Pump Rebate
Up to $6,000 back
Vermont electric customers outside Burlington get $1,000 per ton (up to 6 tons) back on a qualifying air-to-water heat pump installed by an Efficiency Excellence Network contractor, plus a $500 bonus for income-eligible households.
Checked Oct 26, 2026
Green Mountain Power and Vermont Electric Cooperative and Washington Electric Cooperative and Stowe Electric Department and Hardwick Electric Department and Village of Hyde Park and Village of Jacksonville and Village of Johnson Water & Light Department and Ludlow Electric Light Department and Lyndon Electric Department and Morrisville Water & Light and Barton Village Electric Department and Northfield Electric Department and Village of Orleans Electric Department and Swanton Village Electric Department and Village of Enosburg Falls Water & Light Department customers, Vermont
Efficiency Vermont Central Wood Pellet Furnaces & Boilers Rebate
$6,000 back
Get $6,000 back for a new high-efficiency wood pellet boiler or furnace installed as your primary central heating system by an Efficiency Excellence Network contractor. Not available to Burlington Electric or Vermont Gas customers.
Checked Oct 26, 2026