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Davis County, Utah · Grant

Critical Home Repair Program (CHiRP) (Davis County)

Run by Salt Lake Valley Habitat for Humanity (for Davis County)

Income-qualified Davis County homeowners (outside Layton and Clearfield) can get up to $20,000 as a grant or 0% to 3% loan for health and safety repairs such as a faulty furnace, water heater or A/C, broken windows or a leaking roof.

Open Checked Oct 26, 2026

Amounts

How much you get

Up to $20,000 toward the cost of home repairs, as a grant or as a 10-year, 0% to 3% interest loan or deferred title lien, depending on income and ability to repay.

Eligibility

Do I qualify?

You need to meet all 6 of these.

  • Your home is in Davis County, Utah.

  • Not available in Layton or Clearfield. Layton residents have their own Critical Home Repair Program through Habitat for Humanity.

  • Household income under the county's HUD-based limits (2025 thresholds from $67,500 for one person to $127,250 for eight).

    People in your homeIncome at or below
    1$67,500
    2$77,150
    3$86,800
    4$96,400
    5$104,150
    6$111,850
    7$119,550
    8$127,250

  • You must own the home, be current on mortgage payments and have paid-up homeowners insurance.

  • The home must be on a foundation; mobile homes don't qualify.

  • U.S. citizen or legal resident alien.

Applying

How to apply

You apply by mail.

  1. Check the income limits and eligibility on the county page.
  2. Send the application to Salt Lake Valley Habitat for Humanity.

    Mail the signed application with proof of income, your mortgage statement and homeowners insurance certificate to Salt Lake Valley Habitat for Humanity, Attn CHiRP, 1276 S 500 W, Salt Lake City, UT 84101.

  3. Site assessment and work write-up.

    Habitat assesses the home, writes up the repairs and gets bids from licensed contractors.

  4. Loan committee review and funding decision.
  5. Repairs are done.
What you'll need

  • Verification of income (last 3 months) for everyone over 18 living in the home

  • Copy of current mortgage statement

  • Copy of current homeowner's insurance certificate

Forms and instructions, including for applying by mailCritical Home Repair Program (CHiRP) Application Packet (Salt Lake Valley Habitat for Humanity)

Questions about applying801-263-0136

Your address

Next steps

Check that it covers your address. Then, if you want, ask for a contractor quote.

FAQ

Questions

How much does Critical Home Repair Program (CHiRP) (Davis County) pay?

Up to $20,000.

Is there an income limit?

Household income under the county's HUD-based limits (2025 thresholds from $67,500 for one person to $127,250 for eight).

Do renters qualify?

You must own the home, be current on mortgage payments and have paid-up homeowners insurance.

Is it still available?

Yes. It was open when we last checked, on October 26, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Davis County Critical Home Repair Program (CHiRP)daviscountyutah.gov · Read Oct 26, 2026 · Re-checked weekly
  2. Critical Home Repair Program (CHiRP) Application Packet (Salt Lake Valley Habitat for Humanity)lcecon.laytoncityutah.gov · Read Oct 26, 2026 · Re-checked monthly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

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