Suffolk, New York · Loan
Town of Babylon Home Repair Program
Run by Town of Babylon Department of Community Development
Low- and moderate-income Town of Babylon homeowners can get a zero-interest deferred loan of up to $50,000 to fix code problems, including new heating systems, insulation, roofs, windows and doors, repaid only when the home is sold, transferred or cash-out refinanced.
Amounts
How much you get
Zero-interest deferred loan of up to $50,000 (without lead work) to correct substandard housing code violations. No monthly payments; repaid when the property is sold, the title is transferred, or the home is refinanced for cash out. Secured by a mortgage.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Suffolk, New York.
The home must be in the Town of Babylon (Suffolk County).
Household income within HUD maximum income guidelines (low and moderate income).
Owner-occupied for at least one year, with a valid deed.
Mortgage, taxes and homeowners insurance paid up to date, and no more than one mortgage or lien on the home.
What to doBring your mortgage, taxes and insurance current before applying.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Contact the Department of Community Development.
Email cdpinfo@townofbabylon.com or call (631) 957-3051.
- Document income, ownership and that mortgage, taxes and insurance are current.
- Repairs are scoped to correct code violations and health and safety hazards.
Expansion and redecorating aren't covered.
- Sign the deferred loan and mortgage; work is completed.
Questions about applying(631) 957-3051 or cdpinfo@townofbabylon.com
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Town of Babylon Home Repair Program pay?
Up to $50,000 loan.
Is there an income limit?
Household income within HUD maximum income guidelines (low and moderate income).
Do renters qualify?
Owner-occupied for at least one year, with a valid deed.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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