Onondaga, New York · Loan
City of Syracuse Urgent Care Program
Run by Home HeadQuarters, Inc., with City of Syracuse CDBG funding
Income-eligible City of Syracuse homeowners with an emergency, such as a broken furnace or leaking roof, can get up to $25,000, part of it a non-repayable grant set by household income.
Amounts
How much you get
Up to $25,000 as a combination loan and deferred loan (grant). The share you repay is set on a sliding scale by household income; the non-repayable part carries residency requirements secured by a lien.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Onondaga, New York.
You must own and live in a house in the City of Syracuse.
Household income below 80% of HUD median income guidelines for your family size.
The repair must be an emergency or health and safety issue (leaking roof, sewage backup, broken furnace, code violations and similar).
Property taxes and mortgage current; the home must be your primary residence.
What to doBring property taxes and mortgage payments current.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Fill out the Home HeadQuarters application.
In an emergency, submit it right away with whatever documents you have; HHQ places you in the best program you qualify for.
- Send remaining documents.
Email them to info@homehq.org.
- HHQ underwrites the loan/grant split based on income.
Questions about applyinginfo@homehq.org
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does City of Syracuse Urgent Care Program pay?
Up to $25,000 loan.
Is there an income limit?
Household income below 80% of HUD median income guidelines for your family size.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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