Nassau County, New York · Loan
Nassau County Residential Rehabilitation Program
Run by Nassau County Office of Community Development
Income-eligible Nassau County homeowners can get repairs such as windows, doors, roofs, high-efficiency boilers and water heaters, funded as a five-year interest-free forgivable loan; apply through your village or city.
Amounts
How much you get
The county pays a pre-approved contractor for the repairs in the approved scope of work. The homeowner signs a five-year interest-free, forgivable recapture note and mortgage; if you sell within five years, the county recaptures part of the funds. The pages don't state a maximum.
Eligibility
Do I qualify?
You need to meet all 4 of these.
Your home is in Nassau County, New York.
Household income within HUD income limits for low- and moderate-income households, by household size.
Owner-occupied home.
Residents of unincorporated areas of the Towns of Hempstead, North Hempstead and Oyster Bay use their town's own program instead; everyone else applies through their local municipality, which refers you to the county.
What to doContact your village or city hall (or your town's rehab program if you live in an unincorporated area of Hempstead, North Hempstead or Oyster Bay).
Equipment
What equipment counts
Applying
How to apply
Get approved before you buy anything.
- Contact your local municipality, which refers you to the Office of Community Development.
- OCD determines income eligibility.
- A county housing inspector inspects the home and you approve the scope of work.
A lead-based paint inspection is required on every home.
- Pre-approved contractors bid; OCD selects the winning bid.
- Sign the rehabilitation agreement and 5-year forgivable recapture note and mortgage.
- Work is done with county inspections and a final lead clearance.
Forms and instructionsNassau County OCD Residential Rehabilitation Program flyer
Stacking
Use it with
Your address
Next steps
Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.
Is it available at your address?
Before anything else
Apply on the program’s site and wait for approval before you buy.
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Nassau County Residential Rehabilitation Program pay?
The county pays a pre-approved contractor for the repairs in the approved scope of work. The homeowner signs a five-year interest-free, forgivable recapture note and mortgage; if you sell within five years, the county recaptures part of the funds. The pages don't state a maximum.
Is there an income limit?
Household income within HUD income limits for low- and moderate-income households, by household size.
Do renters qualify?
Owner-occupied home.
Do I need approval before I buy?
Yes. Apply before you buy or install anything; purchases made first don’t qualify.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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