Monroe County, New York · Grant
Monroe County Home Improvement Program (HIP)
Run by Monroe County Community Development Office
Income-eligible homeowners in suburban Monroe County (outside Rochester, Greece, Irondequoit and East Rochester) can get a grant of up to $20,000 for repairs such as furnaces, AC, water heaters, windows, doors and roofs.
Amounts
How much you get
Below the grant income limit: a grant for 100% of project costs up to $20,000 ($10,000 for mobile homes). The amount depends on which of these fits your install.
| What you install | You get |
|---|---|
| Grant (income below the grant limit) | 100% |
| Grant/loan (income below the grant/loan limit) | 75% |
Eligibility
Do I qualify?
You need to meet all 7 of these.
Your home is in Monroe County, New York.
The home must be in a Monroe County town or village other than the City of Rochester, the Town of Greece, the Town of Irondequoit and the Town/Village of East Rochester, which run their own programs.
Household income within program limits (effective 06/1/25): up to $58,200 for one person to $109,700 for eight for the grant/loan option; lower limits for the full grant.
People in your home Income at or below 1 $58,200 2 $66,500 3 $74,800 4 $83,100 5 $89,750 6 $96,400 7 $103,050 8 $109,700 Owner-occupied one- or two-family home (mobile homes capped at $10,000).
At least one full year of ownership when you apply.
Mortgage paid current, property taxes paid, no state or federal liens, less than $50,000 in cash or liquid assets, proof of homeowner's insurance, and property value below the limit (effective 4/1/26 - $282,000).
Prior HIP grant recipients may get another grant after ten years; prior county first-time homebuyer grant recipients must wait until their five-year affordability period ends.
Equipment
What equipment counts
Applying
How to apply
Get approved before you buy anything.
- Get an application from your town or village office, online, or from the Community Development Office.
- Submit the complete application with all documents.
Processed first-come, first-completed, first-served.
- County staff inspect the home and write work specifications.
- Get at least three contractor bids.
The county pays the lowest bid up to the maximum; you pay the difference if you pick a higher bid. Work already done isn't eligible.
- Sign the agreement and Note and Mortgage, then work begins.
County staff inspect the finished work before the contractor is paid.
Forms and instructionsMonroe County HIP brochure 2025-26 · Monroe County HIP FAQ
Questions about applying585-753-2000 or mcplanning@monroecounty.gov
Stacking
Use it with
Your address
Next steps
Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.
Is it available at your address?
Before anything else
Apply on the program’s site and wait for approval before you buy.
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Monroe County Home Improvement Program (HIP) pay?
Up to $20,000.
Is there an income limit?
Household income within program limits (effective 06/1/25): up to $58,200 for one person to $109,700 for eight for the grant/loan option; lower limits for the full grant.
Do renters qualify?
At least one full year of ownership when you apply.
Do I need approval before I buy?
Yes. Apply before you buy or install anything; purchases made first don’t qualify.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Can HIP pay for work I've already had done?
No. HIP funds can't be used for work that has already been completed, and the program doesn't give materials-only grants.
What if my project is an emergency?
You need only one contractor estimate that covers all items within budget, and an emergency application may be reviewed without going on the waitlist.
Does the county give me a list of contractors?
No. You find contractors yourself, for example through the Better Business Bureau or your local municipality.
Plain words
Words used on this page
- AMI
- Area median income: the middle household income where you live, set each year by HUD.
References
Sources
This page is built from these official pages, run by the program itself.
- Monroe County Planning & Community Development
- Monroe County HIP brochure 2025-26
- Monroe County HIP FAQ
When one of these pages changes, we re-check this page against it.
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Monroe, New York
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