Camden County, New Jersey · Loan
Home Improvement Program, HIP (Camden County Improvement Authority)
Run by Camden County Improvement Authority
Camden County pays up to $20,000 for health, safety and code repairs on owner-occupied single family homes as a no-interest deferred loan, repaid only when the home is sold or title changes.
Amounts
How much you get
A deferred payment loan up to $20,000 for rehabilitation work covering health, safety and code items. No interest and no monthly payment.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Camden County, New Jersey.
Owner-occupant of a single family home who has lived there at least 12 months before applying.
Single family home.
Household income within the HUD Section 8 limits for the household size; income of all household members except children under 18 and full-time students counts.
Lives in a participating municipality. Camden City, Gloucester City, Gloucester Township and Pennsauken run their own programs.
Equipment
What equipment counts
Applying
How to apply
You apply by phone.
- Read the brochure and check household size and income against the limits.
- Call the Rehab Office at (856) 751-2242.
Staff go through the regulations with you and, if the program fits, send a link to the electronic application.
- Have the initial and lead hazard inspections done.
- Pick a contractor and have the work inspected.
Forms and instructionsCamden County HIP brochure (2024 update)
Questions about applying(856) 751-2242
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Home Improvement Program, HIP (Camden County Improvement Authority) pay?
Up to $20,000 loan.
Is there an income limit?
Household income within the HUD Section 8 limits for the household size; income of all household members except children under 18 and full-time students counts.
Do renters qualify?
Owner-occupant of a single family home who has lived there at least 12 months before applying.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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