Burlington County, New Jersey · Loan
Burlington County Home Improvement Loan Program
Run by Burlington County Department of Human Services, Division of Community Development and Housing
Burlington County lends income-qualified homeowners up to $25,000 at zero percent interest, with no monthly payments, to fix substandard conditions and health and safety hazards in a single-family home. The loan is forgiven after ten years of living in the home and is due if the home is sold or the title changes first. Only homes in participating towns qualify.
Amounts
How much you get
Zero-interest loan of up to $25,000 with no monthly payments, secured by a lien. It's forgiven after ten years of living in the home; it's due earlier on a transfer or change in title, if the owner stops living there, or if the home is no longer a single-family structure.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Burlington County, New Jersey.
Total household gross annual income within the brochure's limits: $66,850 for 1 person up to $126,100 for 8.
People in your home Income at or below 1 $66,850 2 $76,400 3 $85,590 4 $95,500 5 $103,150 6 $110,800 7 $118,450 8 $126,100 You legally own the home, live there as your principal residence, and it's a non-income-producing single-family structure.
The home must be in a participating municipality (the brochure doesn't list them).
All work must be done by licensed and insured general contractors.
What to doChoose a licensed and insured general contractor to do the whole work order the county inspector writes up. Get a quote from a contractor
Equipment
What equipment counts
Applying
How to apply
You apply by phone.
- Contact Community Development for an eligibility interview.
- Community Development does the financial underwriting.
- A county housing inspector inspects the home and writes a work order.
- You pick a contractor to do the whole work order.
- The Board of Commissioners approves the loan.
- You sign the agreement with the contractor and work begins.
- Payments go to the contractor under the agreement.
Forms and instructionsBurlington County Home Improvement Loan Program brochure (2025)
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Burlington County Home Improvement Loan Program pay?
Up to $25,000 loan.
Is there an income limit?
Total household gross annual income within the brochure's limits: $66,850 for 1 person up to $126,100 for 8.
Do renters qualify?
You legally own the home, live there as your principal residence, and it's a non-income-producing single-family structure.
Do I have to use a contractor?
Yes. All work must be done by licensed and insured general contractors.
Is it still available?
Yes. It was open when we last checked, on October 25, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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