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Wake, North Carolina · Loan

Limited Repair Program (City of Raleigh)

Run by Preserving Home, for the City of Raleigh Community Development Division

Raleigh homeowners with limited income can get a 0% deferred loan, typically up to $20,000 and forgiven after five years, to fix a failing roof, heating and cooling system, electrical, plumbing or structure.

Open Checked Oct 26, 2026

Amounts

How much you get

Typically up to $20,000 as a 0% interest deferred loan, forgiven after five years unless the home is sold or transferred or the owner moves out.

Eligibility

Do I qualify?

You need to meet all 5 of these.

  • Your home is in Wake, North Carolina.

  • Household income at or below the city's limit, for example $66,150 for a family of 4.

    People in your homeIncome at or below
    1$46,350
    2$52,950
    3$59,550
    4$66,150
    5$71,450
    6$76,750
    7$82,050
    8$87,350

  • You must own and live in the home, have owned it at least five years, and keep living there after the work.

  • Single-family detached home, townhome or condominium inside Raleigh city limits, with a property value of $389,500 or less.

  • The home must have at least one severely deteriorated system (roof, HVAC, electrical, plumbing or structural).

Applying

How to apply

Follow these steps.

  1. Download and print the Limited Repair Program application, or call Preserving Home at 919-336-5200 for a paper copy.

    919-336-5200 or Programs@PreserveHome.org

  2. Return it by mail, fax or email to Preserving Home.

    P.O. Box 4099, Cary, NC 27519; Programs@PreserveHome.org; fax 919-651-0034.

    Go to raleighnc.gov

  3. Preserving Home reviews eligibility and arranges the repairs.

Your address

Next steps

Check that it covers your address. Then, if you want, ask for a contractor quote.

FAQ

Questions

How much does Limited Repair Program (City of Raleigh) pay?

$20,000.

Is there an income limit?

Household income at or below the city's limit, for example $66,150 for a family of 4.

Do renters qualify?

You must own and live in the home, have owned it at least five years, and keep living there after the work.

Is it still available?

Yes. It was open when we last checked, on October 26, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Homeowner Rehab and Repair Programs (City of Raleigh)raleighnc.gov · Read Oct 26, 2026 · Re-checked weekly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

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