Kenton, Kentucky · Grant
Covington Homeowner Repair Program
Run by City of Covington Neighborhood Services, Federal Grants/Housing Assistance
Low-income owner-occupants of single-family homes in Covington can get a city grant of up to $10,000 for urgent repairs such as furnaces and HVAC systems, leaking roofs, water heaters, electrical hazards and water or sewer lines. Applications for Program Year 2026-2027 are open while funding lasts.
Amounts
How much you get
A grant of up to $10,000 for urgent repairs, set by the cost of the approved work.
Eligibility
Do I qualify?
You need to meet all 6 of these.
Your home is in Kenton, Kentucky.
You must own and live in the home.
The home must be a single-family home within the City of Covington.
Household income at or below 60% of area median income, for example $46,200 for one person or $65,940 for four. Veterans, seniors, people with disabilities and households at or below 50% AMI get priority.
People in your home Income at or below 1 $46,200 4 $65,940 You can't have received City housing repair assistance within the past five years.
The repair must address an emergency that could endanger the health or safety of household members if left unaddressed.
Equipment
What equipment counts
Applying
How to apply
You apply online. Program Year 2026-2027 applications are reviewed first-come, first-served while funding remains.
- Check that you and your repair qualify.
The city's Federal Grants/Housing Assistance staff can help with the online application.
- Create an account and apply online.
Applications are reviewed first-come, first-served while funding remains. Include income documentation for every household member.
Income documentation for all household members
Forms and instructionsCity of Covington: Covington Accepting Applications for Homeowner Repair Program (July 7, 2026) · City of Covington: Federal Grants (Neighborhood Services)
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Covington Homeowner Repair Program pay?
Up to $10,000.
Is there an income limit?
Household income at or below 60% of area median income, for example $46,200 for one person or $65,940 for four. Veterans, seniors, people with disabilities and households at or below 50% AMI get priority.
Do renters qualify?
You must own and live in the home.
What’s the deadline?
No fixed deadline. Apply any time while it’s open.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
- AMI
- Area median income: the middle household income where you live, set each year by HUD.
References
Sources
This page is built from these official pages, run by the program itself.
- City of Covington: Covington Accepting Applications for Homeowner Repair Program (July 7, 2026)
- City of Covington: Federal Grants (Neighborhood Services)
When one of these pages changes, we re-check this page against it.
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