Sedgwick, Kansas · Grant

Wichita Home Improvement Loan Interest Buy-Down

Run by City of Wichita Housing & Community Services

Wichita can give up to a $5,000 grant to buy down the interest rate on a private home improvement loan to as low as 2 percent.

Open Checked Oct 28, 2026

Amounts

How much you get

A grant of up to $5,000 that buys down the interest rate on a private home improvement loan to as low as 2 percent.

Eligibility

You need to meet all 4 of these.

Your home is in Sedgwick, Kansas.
You must be the homeowner of record and live in the home as your primary residence.
Total household income can't exceed 80% of Area Median Income, based on household size.
Property taxes and any mortgage payments must be current, and the home must have homeowner's insurance.
What to doBring property taxes and mortgage payments current and carry homeowner's insurance before applying.

Applying

Follow these steps.

Ask the city about the Home Improvement Loan Program.
The page describes this option under the Home Repair program but doesn't give separate steps; start with the Home Repair application on the same page.

Your address

Check that it covers your address. Then, if you want, ask for a contractor quote.

Is it available at your address?

Get an email if this program changes

We'll write if its amount, status or deadline changes. Nothing else.

FAQ

How much does Wichita Home Improvement Loan Interest Buy-Down pay?

Up to $5,000.

Is there an income limit?

Total household income can't exceed 80% of Area Median Income, based on household size.

Do renters qualify?

You must be the homeowner of record and live in the home as your primary residence.

Is it still available?

Yes. It was open when we last checked, on October 28, 2026.

References

This page is built from these official pages, run by the program itself.

Home Repair - City of Wichitawichita.gov · Read Oct 28, 2026 · Re-checked weekly

When one of these pages changes, we re-check this page against it.