All of Indiana · Bill credit
Energy Assistance Program (EAP)
Run by Indiana Housing and Community Development Authority (IHCDA)
Indiana households at or below 60% of state median income can get a once-a-year payment to their utility toward heating and electric bills, plus crisis help if they're disconnected or about to be. Apply October 1, 2026 to April 30, 2027.
Amounts
How much you get
A one-time annual benefit paid to your utility. The amount comes from a points matrix based on income, household size, fuel and whether utilities are in the rent, with extra points for a household member who is elderly, disabled, a young child or a veteran. IHCDA's PY2027 plan estimates the heating benefit at $100 to $625, plus an electric benefit of $50 to $125. Crisis help covers what's needed to stop a disconnection or restore service, up to $400 per utility ($800 if an electric furnace is the main heat).
Eligibility
Do I qualify?
You need to meet all 4 of these.
Your home is in Indiana.
Household income at or below 60% of Indiana state median income, based on the most recent three months of income.
People in your home Income at or below 1 $33,556 2 $43,882 3 $54,207 4 $64,533 5 $74,857 6 $85,183 7 $87,119 8 $89,055 9 $90,991 10 $92,927 Homeowners and renters can apply, including renters whose utilities are included in the rent.
Benefits must be reapplied for every program year; the benefit won't cover all your annual energy costs, so keep paying your bills.
Equipment
What equipment counts
Applying
How to apply
The last day to apply is April 30, 2027, at 5:00 PM.
- Find your Local Service Provider (LSP).
Use the county map on IHCDA's EAP page, or dial 2-1-1.
- Apply online through LITT, by mail or in person.
The online LITT portal replaced EAPConnect for PY2027. Contact your LSP for a paper application or an in-person or phone appointment.
- Send proof of income and a current utility bill.
Renters with utilities in the rent send a Tenant Verification Statement or current lease.
- Your LSP decides eligibility.
Up to 55 days; tell the LSP right away if you have a disconnection notice or are close to running out of fuel.
- The benefit is paid to your utility.
Allow up to 30 more days for it to show on your account.
Proof of income (most recent three months)
Current utility bills or account statements
Tenant Verification Statement or current lease (if utilities are in the rent)
Forms and instructions, including for applying by mailIHCDA Detailed Model Plan (LIHEAP), 10/01/2026 to 09/30/2027 (draft, June 26, 2026)
Questions about applying317-232-7777 or eap@ihcda.in.gov
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Energy Assistance Program (EAP) pay?
A one-time annual benefit paid to your utility. The amount comes from a points matrix based on income, household size, fuel and whether utilities are in the rent, with extra points for a household member who is elderly, disabled, a young child or a veteran. IHCDA's PY2027 plan estimates the heating benefit at $100 to $625, plus an electric benefit of $50 to $125. Crisis help covers what's needed to stop a disconnection or restore service, up to $400 per utility ($800 if an electric furnace is the main heat).
Is there an income limit?
Household income at or below 60% of Indiana state median income, based on the most recent three months of income.
Do renters qualify?
Homeowners and renters can apply, including renters whose utilities are included in the rent.
What’s the deadline?
Apply by April 30, 2027.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Can I get help if my utilities are included in my rent?
Yes, you may still qualify. Bring a Tenant Verification Statement or your current lease instead of a utility bill.
Can my utility shut off my service while I wait?
Not in winter. From December 1 through March 15, a regulated utility can't disconnect a customer who is eligible for and has applied for EAP; tell your utility you applied.
How long does it take?
Up to 55 days for your Local Service Provider to decide, then up to 30 more days for the utility to apply the benefit. Crisis cases get a response within 48 hours, or 18 hours if life-threatening.
What if I'm denied?
You can appeal in writing to your Local Service Provider or through the LITT portal within 30 days of the denial, or reapply with updated documents 55 days after your last application.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- IHCDA: Energy Assistance Program (EAP)
- IHCDA Detailed Model Plan (LIHEAP), 10/01/2026 to 09/30/2027 (draft, June 26, 2026)
When one of these pages changes, we re-check this page against it.
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