Western Illinois Electrical Coop. customers, Illinois · Loan
ERC Loans (Western Illinois Electrical Coop)
Run by Western Illinois Electrical Coop.
WIEC lends up to $17,500 at 5% for 5 years for heat pumps (including geothermal), central air or electric heating systems over 5 kW installed on its lines.
Amounts
How much you get
Loans up to $17,500 at 5% interest for 5 years; no prepayment penalty; late penalty of $5 for each $1,000 outstanding for each late month.
Eligibility
Do I qualify?
You need to meet all 2 of these.
Western Illinois Electrical Coop member receiving service at the home.
Subject to credit approval.
Equipment
What equipment counts
Applying
How to apply
You apply by phone.
- Contact WIEC to apply for an ERC loan.
- Install the equipment on WIEC lines once approved.
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does ERC Loans (Western Illinois Electrical Coop) pay?
$17,500.
Do I need to be a Western Illinois Electrical Coop. customer?
Yes. It’s only for homes in Western Illinois Electrical Coop. customers, Illinois. See Do I qualify for the details.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
Nearby
More in Illinois
Western Illinois Electrical Coop. customers, Illinois
Electric Heating Bill Credits (Western Illinois Electrical Coop)
Up to $1,000
WIEC gives a $1,000 bill credit for a first geothermal system, $500 for a replacement geothermal system, and $300 for an all-electric heating system of 5 kW or more on its lines.
Checked Oct 27, 2026
All of Illinois
Illinois Home Weatherization Assistance Program (IHWAP)
Up to $20,000
Free weatherization for Illinois households at or below 200% of the federal poverty level, through local Community Action Agencies. Air sealing, insulation, heating and water heater repair or replacement, and health and safety fixes, up to $20,000 per home.
Checked Oct 27, 2026
City of Naperville Electric Utility customers, Illinois
AC Tune-Up Incentive (Naperville Electric Utility)
$25 back
Naperville Electric Utility residential customers who contribute to the Renewable Energy Program get a $25 bill credit for a professional air conditioner tune-up, once every three years.
Checked Oct 27, 2026