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Kane, Illinois · Loan

Safety First Program (Aurora)

Run by The Neighbor Project (for the City of Aurora)

Aurora's Safety First Program, funded by the City's federal block grant and run by The Neighbor Project, lends up to $15,000 for safety repairs (furnace or boiler, mechanical, electrical, plumbing, roof, porch, doors, radon). The loan is interest-free and half is forgiven after 5 years.

Open Checked Oct 28, 2026
Apply before you buy or install anything.Purchases made first don't qualify.

Amounts

How much you get

Up to $15,000 as an interest-free, deferred 50/50 forgivable/deferred loan: 50% of the loan is forgiven after 5 years if you meet requirements, and the remainder is due only if you move or sell your home.

Eligibility

Do I qualify?

You need to meet all 5 of these.

  • Your home is in Kane, Illinois.

  • The home must be within Aurora city limits.

  • You must own and occupy the home you are repairing.

  • Household income below 80% of area median income, which the page puts at less than $89,700 for a family of 4.

  • The repair must relate to the safety of your home; certain property structures and locations may not qualify.

Applying

How to apply

Get approved before you buy anything.

  1. Check you qualify.

    Live in the city of Aurora, own and occupy the home you are repairing, and have household income below 80% of area median income.

  2. Schedule a call with The Neighbor Project.

    They talk through your needs and help decide whether you qualify; the City's page lists (630) 906-9400.

  3. Complete the Safety-First application with their help.

    Gather the required documents.

  4. Property inspection before work.

    A second inspection follows when the work is complete.

  5. Safety repairs completed.

Forms and instructionsFor Existing Home Owners (City of Aurora) · City of Aurora Community Development Programs

Questions about applying(630) 906-9400

Your address

Next steps

Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.

FAQ

Questions

How much does Safety First Program (Aurora) pay?

Up to $15,000.

Is there an income limit?

Household income below 80% of area median income, which the page puts at less than $89,700 for a family of 4.

Do renters qualify?

You must own and occupy the home you are repairing.

Do I need approval before I buy?

Yes. Apply before you buy or install anything; purchases made first don’t qualify.

Is it still available?

Yes. It was open when we last checked, on October 28, 2026.

Do I make monthly payments on the loan?

No. Loans are deferred and interest-free, so you won't need to make payments.

When is the loan forgiven?

Half of it is forgiven after 5 years if you meet requirements. The remainder balance is only due if you move or sell your home.

References

Sources

This page is built from these official pages, run by the program itself.

  1. For Existing Home Owners (City of Aurora)aurora.il.us · Read Oct 27, 2026 · Re-checked weekly
  2. City of Aurora Community Development Programsaurora.il.us · Read Oct 27, 2026 · Re-checked monthly
  3. The Neighbor Project: Aurora's Safety First programneighborproject.us · Read Oct 28, 2026 · Re-checked weekly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

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