Dekalb, Illinois · Grant
Owner-Occupied Housing Rehabilitation Program (DeKalb)
Run by City of DeKalb Community Development Department
Income-eligible City of DeKalb homeowners can get a grant of up to $5,000, plus a possible no-interest loan of up to $10,000, for repairs such as furnace or water heater replacement, roofs, windows and energy efficiency improvements.
Amounts
How much you get
A grant of up to $5,000. For larger projects an additional no-interest loan of up to $10,000 may be available, secured by a lien and due when the property is sold or the title transfers.
Eligibility
Do I qualify?
You need to meet all 6 of these.
Your home is in Dekalb, Illinois.
The home must be within DeKalb city limits, comply with zoning, be valued under $150,000 (tax assessment), and not be for sale or under contract.
Single-family home, condominium or duplex; mobile homes are not eligible.
You must own and live in the home and have owned it at least two years.
Household income (all residents 18+) below HUD income limits.
Current on mortgage payments or paid in full, and able to show the project isn't affordable with your own resources.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Read the program guidelines and summary.
- Submit the Private Property Rehabilitation Program Application with all required documents.
Funds are first come, first served, except emergencies, based on need.
- City gets three quotes and uses the lowest bid.
- Work completed; any loan portion is secured by a lien.
Forms and instructionsCDBG Owner-Occupied Housing Rehabilitation Program Summary (September 2024)
Questions about applying815-748-2366
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Owner-Occupied Housing Rehabilitation Program (DeKalb) pay?
$5,000.
Is there an income limit?
Household income (all residents 18+) below HUD income limits.
Do renters qualify?
You must own and live in the home and have owned it at least two years.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- Housing Rehabilitation Assistance (City of DeKalb)
- CDBG Owner-Occupied Housing Rehabilitation Program Summary (September 2024)
When one of these pages changes, we re-check this page against it.
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