Scott, Iowa · Loan
Davenport Owner Occupied Housing Rehab Loan Program
Run by City of Davenport, Community and Economic Development
Income-eligible Davenport homeowners can get a deferred loan to fix housing code violations, furnace, electrical and plumbing emergencies, and energy efficiency problems. The loan is repaid when the home is sold or transferred.
Amounts
How much you get
A deferred loan secured by a mortgage and promissory note; no maximum amount is published on the page or flyer. The loan is due when the property is sold or transferred.
Eligibility
Do I qualify?
You need to meet all 4 of these.
Your home is in Scott, Iowa.
Household income at or below 80% of median family income for your household size (1 person $54,750 up to 8 people $103,200).
People in your home Income at or below 1 $54,750 2 $62,550 3 $70,350 4 $78,150 5 $84,450 6 $90,700 7 $96,950 8 $103,200 Own and occupy the home as your primary residence for at least 3 months; owner-occupied single-family or duplex, no mobile homes, inside Davenport city limits.
No more than $100,000 in liquid assets, current on property taxes, sewer payments, special assessments and utilities, no existing City loan, and the work must cost at least $1,000.
Equipment
What equipment counts
Applying
How to apply
You apply by phone.
- Call to start.
Call 563-326-7765 to request an application.
- Income eligibility.
Be determined income eligible, including verification of income, assets, liens and judgments, and submit a completed application.
- Work plan and contract.
City staff help prepare a work plan, hold a bid invite and select contractors, then you sign a contract, mortgage and promissory note.
Forms and instructionsOwner Occupied Housing Rehab Loan flyer (July 2025) - City of Davenport
Questions about applying(563)326-7765 or ced@davenportiowa.com
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Davenport Owner Occupied Housing Rehab Loan Program pay?
A deferred loan secured by a mortgage and promissory note; no maximum amount is published on the page or flyer. The loan is due when the property is sold or transferred.
Is there an income limit?
Household income at or below 80% of median family income for your household size (1 person $54,750 up to 8 people $103,200).
Do renters qualify?
Own and occupy the home as your primary residence for at least 3 months; owner-occupied single-family or duplex, no mobile homes, inside Davenport city limits.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- Housing Programs - City of Davenport
- Owner Occupied Housing Rehab Loan flyer (July 2025) - City of Davenport
When one of these pages changes, we re-check this page against it.
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