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Polk, Iowa · Grant

Invest DSM Homeowner Renovation Program

Run by Invest DSM

Homeowners in Des Moines' Special Investment Districts can get a matching grant of up to $75,000 covering 20% to 50% of a renovation that includes exterior work such as roofs, windows, siding or doors. No income or credit limits; approval is needed before any work starts.

Open Checked Oct 28, 2026
Apply before you buy or install anything.Purchases made first don't qualify.

Amounts

How much you get

A matching grant of 20% to 50% of eligible project costs, depending on the project and the neighborhood, up to $75,000. Larger grants are forgiven over five or seven years if you stay in the home; smaller grants are paid right after the work, with no forgiveness period.

Eligibility

Do I qualify?

You need to meet all 6 of these.

  • Your home is in Polk, Iowa.

  • The property must be in one of Invest DSM's Special Investment Districts (Columbus Park, Drake, Franklin, North of Grand / Woodland Heights, Oak Park / Highland Park, Union Park).

  • You must own the home and live in it as your primary residence (rentals are not eligible unless Invest DSM waives it).

  • Property taxes must be current. No income or credit requirements.

  • Work done or paid for before your application is approved is not eligible.

    What to doComplete the interest form, inspection and application and get Invest DSM's approval before buying materials or starting work.

  • Every project must include an exterior component unless Invest DSM waives it.

    What to doInclude at least one exterior project (for example roof, windows, siding, gutters or front door) in your scope of work.

Applying

How to apply

Get approved before you buy anything.

  1. Check your address and fill out the interest form.

    Use the district map on the program page, then fill out the five-question interest form.

  2. Talk with a construction specialist and schedule an inspection.

    The specialist inspects the home, including the roof and mechanical systems.

  3. Get contractor bids and a scope of work.

    Send bids to your specialist, who sends a scope of work with the grant amount for each project.

  4. Apply and sign the grant agreement.

    Submit the official application with proof of funds for your share. Don't start work or buy materials before approval.

  5. Do the work and get reimbursed.

    Submit reimbursement requests with receipts as each stage finishes; after a final inspection, the check comes within six weeks.

Forms and instructionsInvest DSM: programs

Your address

Next steps

Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.

FAQ

Questions

How much does Invest DSM Homeowner Renovation Program pay?

A matching grant of 20% to 50% of eligible project costs, depending on the project and the neighborhood, up to $75,000. Larger grants are forgiven over five or seven years if you stay in the home; smaller grants are paid right after the work, with no forgiveness period.

Do renters qualify?

You must own the home and live in it as your primary residence (rentals are not eligible unless Invest DSM waives it).

Do I need approval before I buy?

Yes. Apply before you buy or install anything; purchases made first don’t qualify. Work done or paid for before your application is approved is not eligible. Complete the interest form, inspection and application and get Invest DSM's approval before buying materials or starting work.

Is it still available?

Yes. It was open when we last checked, on October 28, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Invest DSM: Homeowner Renovation Programinvestdsm.org · Read Oct 28, 2026 · Re-checked weekly
  2. Invest DSM: programsinvestdsm.org · Read Oct 28, 2026 · Re-checked monthly

When one of these pages changes, we re-check this page against it.

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