Polk County, Iowa · Free service

Polk County Emergency Home Repair Program

Run by Polk County Public Works, Housing Services Division

Polk County repairs urgent problems in owner-occupied homes and mobile homes for households at or below 80% of the area median income, at no cost or a small contribution: up to 20% of the home's assessed value or $12,000 (lifetime), and up to $2,500 for mobile homes.

Open Checked Oct 28, 2026

Amounts

How much you get

The county pays for necessary repairs up to 20% of the assessed value of the property, to a lifetime maximum of $12,000 (mobile homes: $2,500 lifetime). The amount depends on which of these fits your install.

What you installYou get
Lifetime)Single-family home (up to 20% of assessed valueN/A
Mobile home (lifetime)N/A

Eligibility

Do I qualify?

You need to meet all 5 of these.

  • Your home is in Polk County, Iowa.

  • Household income at or below 80% of the HUD median income for Polk County (2026 limits by household size).

    People in your homeIncome at or below
    1$65,200
    2$74,500
    3$83,800
    4$93,100
    5$100,550
    6$108,000
    7$115,450
    8$122,900
  • You must own and live in the home, with the deed in your name for at least one year, and have the Homestead Credit approved.

  • Owner-occupied single-family homes and mobile homes.

  • Assessed value (home and land) no more than $242,000; financial assets no more than $50,000; taxes current; not in foreclosure, on a nuisance list or for sale.

Applying

How to apply

Follow these steps.

  1. Contact Housing Services.

    Email Housing.services@polkcountyiowa.gov or call 515-286-3356 to apply.

    Go to polkcountyiowa.gov

  2. Provide income documentation.

    Staff check income, ownership and property requirements.

  3. Evaluation and repair.

    Staff evaluate the problem and arrange the repair.

Questions about applying515-286-3356 or Housing.services@polkcountyiowa.gov

Your address

Next steps

Check that it covers your address. Then, if you want, ask for a contractor quote.

FAQ

Questions

How much does Polk County Emergency Home Repair Program pay?

Up to $12,000.

Is there an income limit?

Household income at or below 80% of the HUD median income for Polk County (2026 limits by household size).

Do renters qualify?

You must own and live in the home, with the deed in your name for at least one year, and have the Homestead Credit approved.

Is it still available?

Yes. It was open when we last checked, on October 28, 2026.

References

Sources

This page is built from these official pages, run by the program itself.

  1. Polk County Housing Services: Emergency Home Repairpolkcountyiowa.gov · Read Oct 28, 2026 · Re-checked weekly

When one of these pages changes, we re-check this page against it.

Report a problem with this page

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