Linn, Iowa · Loan
Cedar Rapids Comprehensive Housing Rehabilitation Program
Run by City of Cedar Rapids Community Development, Housing Division
Income-qualified homeowners in Cedar Rapids' five core neighborhoods can get up to $35,000 in repairs for code problems, safety issues and lead hazards in homes 50 years or older, secured by a lien that is forgiven after ten years.
Amounts
How much you get
Up to $23,500 for non-lead work or 50% of the pre-rehab assessed value, whichever is lower, with a total project cap of $35,000 including lead work. A lien is recorded and forgiven after ten years, with the repayment share stepping down over that time. Some homeowners contribute 0%-10% of costs, up to $3,500.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Linn, Iowa.
Household income at or below 80% of the area median income (HUD limits effective May 1, 2024), and non-retirement assets no more than $50,000.
People in your home Income at or below 1 $56,300 2 $64,350 3 $72,400 4 $80,400 5 $86,850 6 $93,300 7 $99,700 8 $106,150 You must have owned and lived in the home for at least one year before applying, with at least 10% equity. Homes bought on contract and mobile homes are not eligible.
The home must be 50 years or older.
The home must be in one of the five core CDBG neighborhoods (Timecheck/St. Patrick's, Riverside/Oakhill, Coe/Mt. Vernon, Cedar Lake/Daniel's Park, Young's Hill/Kingston), outside the 100-year floodplain, and assessed under $209,000; taxes, housing payments and insurance current.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Apply.
Apply online (select 'Housing Rehabilitation') or download the PDF application from the program page.
- Inspection.
Housing Rehabilitation staff inspect the home and set the actual amount.
- Repairs and lien.
A lien for the project cost is recorded and forgiven after ten years if you keep living there.
Forms and instructionsCity of Cedar Rapids: Housing Rehab
Questions about applying319-286-5872 or CD-HSG-Rehab@cedar-rapids.org
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Cedar Rapids Comprehensive Housing Rehabilitation Program pay?
Up to $35,000 loan.
Is there an income limit?
Household income at or below 80% of the area median income (HUD limits effective May 1, 2024), and non-retirement assets no more than $50,000.
Do renters qualify?
You must have owned and lived in the home for at least one year before applying, with at least 10% equity. Homes bought on contract and mobile homes are not eligible.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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