Johnson, Iowa · Loan
Iowa City CDBG Homeowner Rehab
Run by City of Iowa City, Neighborhood and Development Services
Income-qualified Iowa City homeowners can get up to $24,999 as a 10-year forgivable loan at 0% interest with no monthly payments, for repairs such as a furnace, air conditioning, roof or siding.
Amounts
How much you get
Up to $24,999 as a 10-year forgivable loan, 0% interest, no payments due. Funded by federal CDBG money.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Johnson, Iowa.
Household income at or below the limit for your household size (1 person $68,000 up to 8 people $128,200).
People in your home Income at or below 1 $68,000 2 $77,700 3 $87,400 4 $97,100 5 $104,900 6 $112,650 7 $120,450 8 $128,200 Owner-occupied, single-family home inside Iowa City limits, with equity in the home to secure the City's loan and property taxes current.
Less than $50,000 in net assets (excluding retirement and equity in the rehabbed home) and current on all mortgages.
Not eligible if you received federal assistance through the City of Iowa City (CDBG or HOME) in the last seven years.
Equipment
What equipment counts
Applying
How to apply
Follow these steps.
- Create a login and apply.
Register with Neighborly Software and fill out the online application, or pick up a paper application at City Hall, second floor, 8 a.m.-5 p.m. Monday-Friday.
- Provide income and asset verification.
Paper applications need paper copies of all required income and asset verifications.
- City inspection and bids.
City staff help with home inspections, work plans and getting bids from contractors.
Questions about applying319-356-5240
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Iowa City CDBG Homeowner Rehab pay?
Up to $24,999 loan.
Is there an income limit?
Household income at or below the limit for your household size (1 person $68,000 up to 8 people $128,200).
Do renters qualify?
Owner-occupied, single-family home inside Iowa City limits, with equity in the home to secure the City's loan and property taxes current.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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