Black Hawk, Iowa · Grant
Waterloo Single Family Owner-Occupied Housing Assistance Program (SFOOHAP)
Run by City of Waterloo Community Development
Waterloo homeowners at or below 80% of the area median income can get federally funded (CDBG and HOME) help to bring their single-family home up to the city's property and rehabilitation standards. The page doesn't state the amount.
Amounts
How much you get
Housing assistance to bring the home up to the City of Waterloo Property and Rehabilitation Standards. The page doesn't give a maximum or say whether it is a grant or a loan.
Eligibility
Do I qualify?
You need to meet all 5 of these.
Your home is in Black Hawk, Iowa.
Household income at or below 80% of the area median income (CDBG/HOME limits effective 6/1/2026), even for elderly or disabled applicants.
People in your home Income at or below 1 $52,750 2 $60,250 3 $67,800 4 $75,300 5 $81,350 6 $87,350 7 $93,400 8 $99,400 The home must be your owner-occupied primary residence.
Single-family homes only.
Inside Waterloo, not in the flood zone, with mortgage and taxes current.
Equipment
What equipment counts
Applying
How to apply
You apply online.
- Register and apply online.
New users register for an account on the city's Neighborly portal, then apply.
- Income and property review.
The city checks income, ownership and property requirements.
Forms and instructionsCity of Waterloo: Owner-Occupied Rehabilitation · City of Waterloo: Housing Emergency Repair Program
Questions about applying(319) 291-4429 or comdev@waterloo-ia.org
Stacking
Use it with
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Waterloo Single Family Owner-Occupied Housing Assistance Program (SFOOHAP) pay?
Housing assistance to bring the home up to the City of Waterloo Property and Rehabilitation Standards. The page doesn't give a maximum or say whether it is a grant or a loan.
Is there an income limit?
Household income at or below 80% of the area median income (CDBG/HOME limits effective 6/1/2026), even for elderly or disabled applicants.
Do renters qualify?
The home must be your owner-occupied primary residence.
Is it still available?
Yes. It was open when we last checked, on October 28, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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