City of Tallahassee Utilities customers, Florida · Loan
City of Tallahassee Energy-Efficiency Loans
Run by City of Tallahassee Utilities
City of Tallahassee electric and gas customers can finance energy-efficient HVAC, heat pumps, water heaters, insulation, windows, solar and appliances at 5% interest, repaid on the utility bill over up to 7 years (10 for solar).
Amounts
How much you get
5% interest financing, repaid on the monthly utility bill. Terms up to 7 years for most measures and up to 10 years for solar and some items in qualifying historic homes. Loans are secured with a property lien. The page gives no loan maximum.
Eligibility
Do I qualify?
You need to meet all 4 of these.
City of Tallahassee residential electric and natural gas customers.
Homeowners; you send a copy of your recorded deed and the loan is secured with a property lien.
Pre-screening for loan eligibility, which may include a free home energy audit.
What to doStart in your utility account's Requests tab or call 850-891-4968.
Any contractor registered as a City vendor and able to pull the needed permits.
What to doPick a contractor from the City's registered vendor list.
Equipment
What equipment counts
Applying
How to apply
Get approved before you buy anything.
- Start the loan request online or call 850-891-4968.
- Get pre-screened (may include a free energy audit) and sign the preliminary loan terms.
- Send your recorded deed and contractor proposals.
HVAC proposals include the AHRI certificate. Email YourOwnUtilities@talgov.com.
- The work is done and payments go on your utility bill.
Stacking
Use it with
Your address
Next steps
Check that it covers your address. This program has to approve you before you buy anything, so start with the program, not a contractor quote.
Is it available at your address?
Before anything else
Start in your utility account's Requests tab or call 850-891-4968.
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does City of Tallahassee Energy-Efficiency Loans pay?
5% interest financing, repaid on the monthly utility bill. Terms up to 7 years for most measures and up to 10 years for solar and some items in qualifying historic homes. Loans are secured with a property lien. The page gives no loan maximum.
Do I need to be a City of Tallahassee Utilities customer?
Yes. It’s only for homes in City of Tallahassee Utilities customers, Florida. See Do I qualify for the details.
Do renters qualify?
Homeowners; you send a copy of your recorded deed and the loan is secured with a property lien.
Do I have to use a contractor?
Yes. Any contractor registered as a City vendor and able to pull the needed permits.
Do I need approval before I buy?
Yes. Apply before you buy or install anything; purchases made first don’t qualify. Pre-screening for loan eligibility, which may include a free home energy audit. Start in your utility account's Requests tab or call 850-891-4968.
Is it still available?
Yes. It was open when we last checked, on October 27, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
When one of these pages changes, we re-check this page against it.
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