Spire Gulf customers, Alabama · Loan
Natural Gas Equipment Financing (Spire Gulf, Mobile area)
Run by Spire (Spire Gulf)
Spire customers in the Mobile, Alabama area (Spire Gulf) can finance up to $15,000 on new natural gas equipment through a Spire-approved contractor, including 0% APR for 30, 60 or 90 days on a gas furnace and AC and 9.9% APR over 60 months on a gas water heater.
Amounts
How much you get
Up to $15,000 on new natural gas equipment: furnace and AC at 0% APR for 30, 60 or 90 days ($300 to $15,000); water heater at 9.9% APR for 60 months ($1,000 to $15,000). Spire also lists natural gas generators at 12.9% APR for 84 months ($5,000 to $15,000), which aren't modeled as an efficiency measure.
Eligibility
Do I qualify?
You need to meet all 2 of these.
Qualified Spire residential customers in the Mobile, Alabama area.
Apply with the help of a contractor from Spire's approved Natural Gas Contractor program.
What to doFind a contractor through Spire's Natural Gas Contractor network and ask about financing. Get a quote from a contractor
Equipment
What equipment counts
Applying
How to apply
Your contractor applies for you.
- Find a natural gas contractor through Spire's approved Natural Gas Contractor program.
- Ask about financing options that may be available.
- Apply with the help of your Spire-approved contractor.
- Have the qualifying natural gas equipment installed.
Forms and instructionsSpire: Financing options for Alabama (Mobile, Alabama Area) · Spire: Water heater rebates (Mobile, Alabama Area)
Questions about applying800-292-4010
Stacking
Use it with
You can get these too.
Spire Gulf customers, Alabama
Natural Gas Appliance Rebates (Spire Gulf, Mobile area)
Up to $800 back
Spire pays Mobile-area (Spire Gulf) customers rebates for new natural gas appliances, as a prepaid gift card, including up to $350 to replace a gas water heater or $600 to switch from electric, up to $800 to switch from a heat pump to a gas furnace and AC, and stove and dryer rebates.
Checked Oct 26, 2026
Your address
Next steps
Check that it covers your address. Then, if you want, ask for a contractor quote.
Is it available at your address?
Before anything else
Your quote request is in If a contractor we work with serves your ZIP, they can contact you. We take one request per person; contact us to change it.
Get an email if this program changes
We'll write if its amount, status or deadline changes. Nothing else.
FAQ
Questions
How much does Natural Gas Equipment Financing (Spire Gulf, Mobile area) pay?
Up to $15,000 loan.
Do I need to be a Spire Gulf customer?
Yes. It’s only for homes in Spire Gulf customers, Alabama. See Do I qualify for the details.
Do I have to use a contractor?
Yes. Apply with the help of a contractor from Spire's approved Natural Gas Contractor program.
Can I combine it with other rebates?
Yes, with Natural Gas Appliance Rebates (Spire Gulf, Mobile area). See Use it with.
Is it still available?
Yes. It was open when we last checked, on October 26, 2026.
Plain words
Words used on this page
References
Sources
This page is built from these official pages, run by the program itself.
- Spire: Financing options for Alabama (Mobile, Alabama Area)
- Spire: Financing options
- Spire: Water heater rebates (Mobile, Alabama Area)
When one of these pages changes, we re-check this page against it.
Nearby
More in Alabama
Albertville Municipal Utilities Board customers, Alabama
Albertville MUB Electric Water Heater Credit
$100
Albertville MUB electric customers get a $100 power bill credit for an electric water heater of 38 gallons or larger, whether switching from gas or replacing a failed electric unit.
Checked Oct 26, 2026
Jefferson County, Alabama
CDBG Housing Rehabilitation (Jefferson County)
Amount varies
Jefferson County's federally funded home repair program for income-eligible homeowners, covering HVAC, roofing, electrical, plumbing, doors and accessibility work. For homeowners at or below 80% of median household income who live in the county's HUD Consortium, which is all of Jefferson County except Birmingham, Hoover, Bessemer, Sumiton and Helena.
Checked Oct 26, 2026
Decatur Utilities customers, Alabama
Decatur Utilities On-Bill TVA EnergyRight Loan
Up to $20,000 loan
Decatur Utilities electric customers who qualify can borrow for a new heat pump or other qualifying efficiency upgrade at 8% for up to 10 years, repaid on the DU electric bill, with a Quality Contractor Network member doing the work.
Checked Oct 26, 2026